their deaths won’t come soon enough…
We went ahead & decided to do the 5 year Termidor treatment for the termites. As of today, there are two exploratory tunnels on the north wall of Josh’s office. When the inspector came by on the 24th, there was only one.
Unfortunately, we’ll probably see more before they die, as it could take up to three months for the little buggers to die off.
The
exterminator comes by on Wednesday.
We figure since we’re in the process of trying to get another refinance done on our mortgages (1st & 2nd) to bring the rates down and to lower our payments, that we’ll easily be able to afford the approximate $275/mo for three months this exterminating thing is going to cost us. The appraisor just came by to do the measurments on the house, we’re hoping it’ll appraise high (there was a sale of a house similar to ours in sq. footage, in April, and it sold for $186K)... because the deal that’s on the plate is assuming the value to be at least $185K on the house, and we’ll be paying $600 less a month in mortgage payments between the two mortgages if it goes through. If the house doesn’t appraise that high (say, around $165K-$170K instead), the rate we get may be a slight bit higher (than the really good deal), but we’ll still be saving around $500 a month.
But that won’t just be free money, oh no. See, we’re just financing the mortgages (including closing costs), no credit cards or any other debt. The money we get back in hand each month with a lower mortgage payment is going to go straight to paying off our credit cards. That’s the plan, and I intend to stick to it. I’m even forgoing a new car in order to pay off the cards first. I figure I’ll use little green Saturn for as long as she’ll carry me around, and worry about possibly trading her up once the rest of the debt has been tackled. She’s paid off (from our last re-fi), so I may as well take advantage of that fact.
But I digress… this was about termites. I can only wish upon them a quick & speedy death once Termidor is doing its job. They’re creepy little fuckers.
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